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How to Buy


You can place bids by a number of methods – please see our Methods of Bidding page

Buyer’s Premium

All lots are subject to a buyer’s premium of 22% + VAT

Conditions Reports

We do our best to provide an accurate description of any faults or repairs on items in our sales.  Not all restoration or damage is noted in the catalogue.  We can provide a more detailed condition report and additional images on request.

To request a condition report please contact us on 01279 817778 or auctions@sworder.co.uk

We will then take your request and contact details in order to provide you with further information via email.  The valuers aim to complete the condition reports as soon as possible but please bear in mind that at times of high demand there may be a short delay.  We cannot provide condition reports on the day of the sale. 

Methods of Payment

Payment can be made in person by credit or debit card.  Please be advised that credit cards incur a 2% surcharge + VAT.  

Due to the high number of fraudulent card transactions we have experienced recently, we can no longer accept payment over the phone by credit or debit card.

Payment will also be accepted by cash, bank transfer or cheque.

The maximum cash we can legally accept is £5,000 per transaction.

Any cheque payment will have to clear before goods are released. Please be aware that cheque clearance will take eight days from deposit. We will only release goods to a third party upon receipt of identification and authority from the purchaser.


You should pay for, and collect all lots by 5pm on the Friday following the sale, unless you have made specific arrangements to the contrary.

We are unable to pack and dispatch purchases, however we recommend Mailboxes on 01245 262527 www.mbe.co.uk/chelmsford. We can arrange for delivery of larger items at a competitive rate.

Artist's Resale Right

Artist's Resale Right was introduced by a European Directive in 2006 to ensure that artists receive a royalty when their work is resold by an auction house or gallery.

This Right applies to living artists and to those who have died within the last 70 years.

This royalty is paid by the purchaser on top of the hammer price if the sale price reaches or exceeds 1000 euros.

The amount payable is on a sliding scale -  e.g. up to 50,000 euros, the royalty rate is 4% of the sale price.  The maximum royalty a work can earn is capped at 12,500 euros.


Please refer to our full terms and conditions